Starting in Two Weeks:
# Young adults will be allowed to stay on their parent's plan until they turn 26 years old.
# All new plans must cover certain preventive services such as mammograms and colonoscopies without charging a deductible, co-pay or coinsurance.
# In the past, insurance companies could search for an error, or other technical mistake, on a customer's application and use this error to deny payment for services when he or she got sick. The new law makes this illegal.
# The law provides consumers with a way to appeal coverage determinations or claims to their insurance company, and establishes an external review process.
# Insurance companies will be prohibited from imposing lifetime dollar limits on essential benefits, like hospital stays.
# Insurance companies' use of annual dollar limits on the amount of insurance coverage a patient may receive will be restricted for new plans in the individual market and all group plans.
# For new plans and existing group plans: The new law includes new rules to prevent insurance companies from denying coverage to children under the age of 19 due to a pre-existing condition.
# New funding to support the construction of and expansion of services at community health centers, allowing these centers to serve some 20 million new patients across the country.